Best Credit Cards in Canada with Cash Back and No Annual Fees

 Looking for a credit card that gives you great rewards without the extra cost? Here are the top credit cards in Canada that offer cash back and charge no annual fee.

1. Tangerine Money-Back Credit Card

  • Cash Back: 2% in up to three spending categories

  • Intro Offer: Additional bonus categories for first 2 months

  • Perks: No annual fee, flexible rewards

2. SimplyCash Card from American Express

  • Cash Back: 1.25% on all purchases

  • Intro Offer: 4% cash back for first 6 months

  • Perks: Amex Offers, Front Of The Line access

3. BMO CashBack Mastercard

  • Cash Back: 3% on groceries, 1% on recurring bills

  • Intro Offer: Up to 5% cash back for first 3 months

  • Perks: Purchase protection and extended warranty

4. Rogers Mastercard

  • Cash Back: 1.5% on all purchases, 3% in USD

  • Intro Offer: None

  • Perks: Great for travelers, no annual fee

5. CIBC Dividend Visa Card for Students

  • Cash Back: 2% on groceries, 1% on other categories

  • Intro Offer: $30 welcome bonus

  • Perks: Great for students and beginners

Choosing the Right Card

  • Spending habits: Choose a card that rewards your most frequent purchases.

  • Redemption options: Some cards allow automatic cash back or statement credits.

  • Eligibility: Check income and credit score requirements.

Final Tips

  • Pay off your balance monthly to avoid interest

  • Use your card regularly to maximize rewards

  • Review new offers periodically

These cards can help you earn while you spend—without paying annual fees.

Comments

Post a Comment

Popular posts from this blog

10 Secret Honeymoon Destinations in 2025 – #3 Will Leave You Speechless!

A honeymoon is more than just a vacation; it’s a celebration of love, a chance to create unforgettable memories with your partner. While popular honeymoon destinations like Paris, Maldives, and Bali are undeniably beautiful, some hidden gems offer an equally breathtaking and unique experience. If you’re looking for something out of the ordinary, these 10 secret honeymoon destinations in 2025 will amaze you. And trust us—#3 will leave you absolutely speechless! 1. Lofoten Islands, Norway Imagine waking up in a cozy cabin overlooking majestic fjords and the Northern Lights dancing in the sky. The Lofoten Islands in Norway offer dramatic scenery, remote beaches, and a romantic escape away from the crowds. From kayaking in the crystal-clear waters to enjoying fresh seafood under the midnight sun, this destination is perfect for adventurous couples who love nature and tranquility. 2. The Azores, Portugal The Azores, a volcanic archipelago in the Atlantic Ocean, is often referred to as ...
Read more